S&U plc

S&U plc is a UK-based public limited company specializing in motor finance, property bridging, and specialist finance services. Founded in 1938 in Birmingham by Clifford Coombs, it began as S&U Stores plc with retail operations before evolving into a leading provider of credit solutions, listing on the London Stock Exchange in 1961. The company operates primarily through two segments: Motor Finance, which dominates revenue by supplying hire purchase and loan agreements to non-prime motor dealers across the UK for new and used vehicles like cars, vans, motorbikes, and caravans; and Property Bridging Finance via Aspen Bridging, launched in 2017, offering short-term loans to individuals and businesses. Headquartered in Solihull, S&U plc employs around 220 people and serves over 80,000 customers, focusing on the credit services industry within financial services. With a history of resilience, including record profits in recent years, it plays a key role in niche lending markets, emphasizing specialist facilities through dealer networks and in-house systems.