B2 Impact ASA

B2 Impact ASA is a leading pan-European debt management company headquartered in Oslo, Norway, specializing in the acquisition, management, and recovery of non-performing loans. Founded in 2011, it provides essential liquidity to banks and financial institutions by purchasing distressed consumer, retail, and corporate loan portfolios, enabling creditors to clean up their balance sheets and focus on core lending activities. The company operates across 18-20 European markets, including Northern Europe, Poland, Central Europe, Western Europe, and South Eastern Europe, employing approximately 1,400-1,600 people. B2 Impact offers integrated services in debt purchase, in-house collection, and third-party debt collection, emphasizing transparent, ethical practices that prioritize voluntary solutions, customer satisfaction (80% score), and sustainable financial outcomes for debtors. Its business model supports a healthier financial ecosystem by restructuring debts, mitigating risks through geographic diversification, and adhering to core values of Agility, Integrity, Diversity, Excellence, and Responsibility (AIDER). Committed to sustainability, B2 Impact integrates environmental, social, and governance factors, focusing on customer knowledge, value chain responsibility, employee well-being, and transparent ESG conduct, playing a pivotal role in the credit services industry. With segments in Investments and Servicing, it generates significant revenue from portfolio management while contributing to economic efficiency post-financial regulations.