Multitude AG

Multitude AG is a Switzerland-based financial technology company specializing in digital lending and online banking services. It serves consumers, small and medium-sized enterprises (SMEs), and other fintechs often underserved by traditional banks. The company operates through three main business units supported by its internal Banking-as-a-Service Growth Platform: Ferratum for consumer banking, offering products such as micro loans and credit lines; CapitalBox for SME banking, providing credit lines and installment loans including secured loans and purchase finance; and Multitude Bank, which focuses on secured debt and payment solutions. Multitude AG plays a significant role in the fintech sector by delivering flexible, technology-driven financial services that address diverse customer needs across consumer and business markets.