International Personal Finance plc

International Personal Finance plc is a British-based global financial services company specializing in home credit and digital consumer credit. It serves approximately 1.7 million customers across nine markets, including Poland, Hungary, Romania, the Czech Republic, Mexico, Australia, Latvia, Lithuania, and Estonia, targeting individuals with low to medium incomes who face challenges accessing traditional bank financing. The company offers unsecured, affordable credit through personalized home visits by 17,500 agents and fully digital online platforms, complemented by great-value insurance products delivered responsibly. Established as a division of Provident Financial in 1997 and demerged in 2007, International Personal Finance plc emphasizes financial inclusion to support everyday needs and long-term planning, operating under a code of ethics that prioritizes respect, responsibility, and straightforwardness. Headquartered in Leeds, United Kingdom, it plays a key role in non-deposit taking consumer credit, fostering access to finance in underserved communities worldwide.