Fair Isaac Corporation

Fair Isaac Corporation is a leading American data analytics and software company, renowned for its pivotal role in global credit risk assessment and automated decisioning. Founded in 1956 and headquartered in Bozeman, Montana, the company is best known for developing the FICO Score, a foundational credit scoring metric used by lenders, insurers, and governments to evaluate the creditworthiness of individuals and businesses. Fair Isaac operates through two primary segments: Scores and Software. The Scores segment provides predictive credit scoring solutions, widely integrated into lending, securitizations, and consumer finance processes. The Software segment delivers advanced analytics platforms and decision management tools that empower enterprises to streamline processes such as fraud detection, customer management, marketing, and regulatory compliance. With a broad international presence spanning the Americas, Europe, the Middle East, Africa, and the Asia Pacific, Fair Isaac's technologies support critical decision-making across financial services, retail, healthcare, and other sectors, making it a key enabler of data-driven strategies for organizations worldwide.