Cembra Money Bank AG

Cembra Money Bank AG is a Swiss financial institution specializing in consumer finance and innovative payment solutions. Its core offerings include personal loans, auto leases and loans, a diverse portfolio of credit cards, insurance products, invoice financing, as well as savings and deposit accounts. Serving a broad base of over one million customers in Switzerland, the bank features partnerships with prominent brands through its credit card programs, such as Conforama, IKEA, and FNAC, enhancing its market footprint in retail finance. Headquartered in Zurich, Cembra operates through a combination of physical branches, online channels, credit card partners, intermediaries, and automotive dealers, ensuring comprehensive national coverage. The bank is recognized for its robust risk management, strong sustainability performance, and inclusion in leading ESG indices. Since its public listing in 2013, Cembra Money Bank AG has maintained an independent stance, continuously evolving to meet the changing needs of Switzerland’s consumer finance sector.