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JAKARTA, Indonesia, Nov. 4, 2025 /PRNewswire/ -- PT Bank Rakyat Indonesia (Persero) Tbk (IDX: BBRI) reported a net profit of IDR 41.2 trillion in Q3 2025. President Director Hery Gunardi presented the results at the Q3 Financial Performance Press Conference in Jakarta (30/10).
Hery noted that BRI's performance benefited from stable macroeconomic conditions. "BRI sees growth potential driven by lower funding costs, better liquidity, and rising loan demand," he said.
BRI's total assets grew 8,2% YoY reached IDR 2,123.4 trillion; loans rose 6.3% YoY to IDR 1,438.1 trillion; and third-party funds increased 8,2% YoY to IDR 1,474.8 trillion. The Current Account-Savings Account ratio improved to 67.6%, with capital and asset quality remaining strong (Capital Adequacy Ratio 25.4% and Non-Performing Loan ratio 3.08%).
Digital banking continues to grow, with BRImo users rising 19.4% YoY to 44.4 million and transaction volume up 25.6% to IDR 5,067.1 trillion. Qlola grew 35.4% YoY, while merchant and QRIS transactions increased 20.8% and 133.1% YoY, respectively.
In support of national efforts to strengthen community welfare and economic resilience, BRI has taken part in the government's agenda for inclusive economic growth and MSME empowerment. Through the People's Business Credit (KUR) program, BRI disbursed IDR 130.2 trillion to 2.8 million borrowers. BRI also backed the Free Nutritious Meal Program by supports 3,854 community kitchens with IDR 104.4 billion.
In addition, BRI contributed to improving social welfare and access to financing through the Three Million Homes Program, providing IDR 15.07 trillion in housing loans for 110,000 low-income families. The Bank also distributed IDR 2.25 trillion in Wage Subsidy Assistance (BLT) to 3.7 million beneficiaries and supported the Merah Putih Village Cooperative Program.
Alongside government initiatives, BRI's empowerment programs continue to strengthen local economies. Through the Ultra Micro Holding, the ecosystem now serves 34.5 million borrowers and 185 million savings accounts. The BRILink Agent network has expanded to 1.2 million agents across 66,000 villages, facilitating transactions worth IDR 1,293.5 trillion and bridging financial access in remote areas. Meanwhile, the BRILian Village program has grown to 4,909 villages, fostering community-based development; KlasterkuHidupku continues to strengthen 41,715 business clusters; and LinkUMKM empowers 13.6 million MSMEs by providing digital market access. More information about BANK BRI at www.bri.co.id.
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TAIPEI, Aug. 14, 2025 /PRNewswire/ -- PT Bank Rakyat Indonesia (Persero) Tbk (IDX: BBRI) has expanded into Taiwan and East Asia with the launch of BRI Taipei Branch, located at No. 166, Sec. 3, Nanjing East Road, Zhongshan District, Taipei City.
At the Grand Launching Ceremony on Friday, August 8, 2025, Hery Gunardi, BRI's President Director, highlighted, "As the only Indonesian bank branch in Taiwan, BRI Taipei Branch is positioned as a comprehensive financial hub, serving around 360,000 Indonesian migrant workers with remittance, savings, and investment solutions to support their future financial planning."
BRI Taipei Branch offers integrated financial services including savings, financing, and remittances, while introducing the Advance FX Licence and BRI ATM cards compatible with Taiwan's banking infrastructure.
"Looking ahead, we also plan for BRI Taipei Branch to serve as an investment gateway from Taiwan (China) to Indonesia, helping investors channel their funds through both direct and indirect investment avenues. With more competitive investment yields, we believe this will attract greater interest from Taiwanese investors," added Hery.
At the same launching event, Arif Sulistyo, Head of the Indonesian Economic and Trade Office to Taipei, said BRI's presence would boost Indonesia–Taiwan economic ties, noting nearly 400,000 Indonesians, mainly in caregiving and manufacturing, now reside in Taiwan.
"Formal Indonesian migrant workers in Taiwan's manufacturing sector earn approximately 28,590 NTD (IDR 14 million), while those in domestic roles earn around 20,000 NTD (IDR 10 million). Each month, 4,000 to 6,000 new workers arrive in Taiwan, contributing to remittance flows exceeding IDR 40 trillion annually," explained Arif.
BRI Taipei Branch has held a Full Retail Foreign Bank Branch Office license from Taiwan's financial authority since 2021, allowing it to offer services including deposits, loans, remittances, trade finance, and treasury.
As part of its continued growth, BRI Taipei Branch is launching two new products: BRImo Taiwan, a banking super app enabling seamless transactions, including remittances to Indonesia; and BRI Taipei Future Saving, a time deposit program in NTD with instalment options over 12, 24, or 36 months.
The Taiwan expansion strengthens BRI's international network, which includes BRI New York Agency (BRINYA), BRI Singapore Branch (BRISG), BRI Hong Kong Representative Office (BRI HKRO), BRI Timor Leste Branch (BRITL), and BRI Cayman Island Branch (BRICIB).
Information about BANK BRI at www.bri.co.id.
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SOURCE PT Bank Rakyat Indonesia Tbk (BRI)