SoFi Technologies Inc.

SoFi Technologies Inc. is a diversified financial technology company specializing in providing a wide suite of digital financial services to consumers and institutions globally. Founded in 2011 and headquartered in San Francisco, SoFi began as a pioneer in student loan refinancing and has since expanded into broader personal and home lending, as well as comprehensive banking and investment solutions. The company operates through three main segments: Lending, Technology Platform, and Financial Services. Its Lending segment offers personal loans, student loans, and home loan products, while the Technology Platform—featuring acquisitions such as Galileo and Technisys—delivers banking-as-a-service and cloud-native solutions to financial institutions. The Financial Services segment encompasses SoFi Money (for saving and spending), SoFi Invest (a mobile-first investment platform), SoFi Credit Card, and additional tools like SoFi Relay for personal financial management. Through integrated platforms and innovative digital tools, SoFi Technologies Inc. plays an important role in the modern fintech landscape, serving individuals’ borrowing, saving, investing, and insurance needs, and enabling partner institutions to deliver next-generation financial products.