Banco Bilbao Vizcaya Argentaria, S.A. American Depositary Receipt

Banco Bilbao Vizcaya Argentaria, S.A. American Depositary Receipt is a negotiable financial instrument representing shares of Banco Bilbao Vizcaya Argentaria, a major Spanish multinational banking group. This American Depositary Receipt is issued by a U.S. depositary bank, allowing investors to gain exposure to the underlying ordinary shares of Banco Bilbao Vizcaya Argentaria without trading directly on Spanish markets. The receipt confers an ownership interest in the bank’s equity and typically provides holders with rights to receive dividends, mirroring those paid on the ordinary shares, and often includes certain shareholder rights, such as the ability to vote. BBVA’s core activities span retail and wholesale banking, asset management, and financial services, operating extensively in Spain, Mexico, Turkey, South America, the U.S., Europe, and Asia. The ADR structure is designed to facilitate international investment and currency convenience for investors outside Spain, simplifying access to a leading European financial institution with a broad global presence.