Chime Financial, Inc. – Class A Common Stock

Cedarhurst Senior Living, eXp Realty, and LRS (Lakeshore Recycling Systems) adopt Chime Workplace to strengthen employee financial health and workforce productivity

Employers move beyond standalone earned wage access as financial wellness becomes core to workplace benefits

NEW YORK, Feb. 23, 2026 /PRNewswire/ -- Chime Enterprise, the enterprise division of leading financial technology company Chime^® (NASDAQ: CHYM), today announced growing employer adoption of Chime Workplace™, a comprehensive financial wellness suite that delivers the full range of Chime's fee-free¹ financial tools within a no-cost enterprise financial health solution. Features built into Chime Workplace include earned wage access (EWA)², which allows employees to access their pay on demand, a high-yield savings account³ with an APY 7x the national average⁴, and credit-building⁵ tools. Employers gain real-time, actionable insights into employee financial well-being through the employer portal.

Cedarhurst Senior Living, eXp Realty, and LRS (Lakeshore Recycling Systems) are among the latest employers to implement Chime Workplace to support employee financial well-being and help reduce stress that can impact productivity, retention, and overall performance.

Employers are increasingly linking employee financial wellness to workforce outcomes. According to Gallup's State of the Global Workplace 2025 report, employee engagement remains low at just 21%, costing the global economy an estimated $438 billion annually⁶. This widespread disengagement signals a workforce under strain, weighing heavily on productivity and performance across industries.

"As organizations look to optimize their workforce and do more with existing resources, employee financial wellness is becoming a business imperative," said Jason Lee, Chief of Chime Enterprise. "Earned wage access is an important first step, but on its own is no longer enough. Employers are moving beyond short-term fixes to holistic platforms that reduce financial stress and support productivity at scale. Chime Workplace gives enterprises a practical, scalable foundation to strengthen workforce readiness without added complexity or cost."

Today's announcement highlights employers across senior living, real estate, and waste and recycling adopting Chime Workplace to replace legacy earned wage access point solutions or implement more integrated financial wellness strategies that help drive workforce performance:

• Cedarhurst Senior Living, based in St. Louis, MO, adopted Chime Workplace as part of a broader workforce investment strategy designed to enhance financial wellness resources for frontline caregiving and operations teams, where consistency, attentiveness, and reliability are essential.
  
  
  
  
• eXp Realty, a cloud-based real estate brokerage headquartered in Bellingham, WA, selected Chime Workplace to support its employees with scalable, fee-free financial tools that align with its flexible operating model.
  
  
  
  
• LRS (Lakeshore Recycling Systems), a waste and recycling services provider headquartered in Rosemont, IL that serves communities across the Midwest, adopted Chime Workplace to support employee financial health across its frontline and field-based operations, helping reduce financial stress that can impact workforce safety and performance.

"In senior living, workforce stability directly impacts the resident experience," said Allie Rapini, Director of Human Resources, Cedarhurst Senior Living. "As part of our ongoing commitment to supporting our caregiving and operations teams, we evaluated how our benefits offerings could better promote long-term engagement and financial well-being. We recognized that comprehensive financial wellness tools can play an important role in strengthening retention and supporting employees through real-life financial needs. The transition from our previous earned wage access solution to Chime Workplace's comprehensive financial wellness suite was seamless and efficient, allowing us to enhance our benefits offering without disrupting operations or the high standards of care our residents and families expect."

"We've evaluated several financial wellness solutions over the years, including standalone earned wage access offerings, to determine the right fit for our frontline and field-based workforce," said Dr. Robert Rustman, Vice President of Human Resources, LRS. "We see the connection between employee financial health and overall well-being and safety, and our core values commit us to caring for our teams so they can continue caring for the communities we serve. Chime's comprehensive, fee-free approach stood out as the right solution for us at this time, offering practical support that meets the everyday financial needs of our workforce today and over the long term."

While these new customers span industries—from senior living and real estate to waste and recycling—they share common workforce challenges. Employees from across varied sectors are facing rising living costs, persistent financial stress, and limited access to affordable financial tools, all of which can affect focus, attendance, retention, and overall performance.

Explore how employers are redefining financial wellness at work: Learn more

About Chime Enterprise

Chime Enterprise, the enterprise division of Chime^® (NASDAQ: CHYM) — a leading financial technology company — partners with employers to deliver financial wellness solutions that empower their workforce across industries including retail, hospitality, senior living, food and beverage, healthcare, and professional services. Through its award-winning flagship product, Chime Workplace™, the company offers a comprehensive financial wellness suite that brings together everything from earned wage access to long-term saving, credit building, and more — all in a single, no-cost platform designed to support employees at every stage of their financial journey. To learn more, please visit https://enterprise.chime.com/.

Media Contact:

press@chime.com

Chime is a financial technology company, not a bank. Banking services provided by The Bancorp Bank, N.A. or Stride Bank, N.A., Members FDIC. The secured Chime Visa® Credit Card is issued by The Bancorp Bank, N.A. or Stride Bank, N.A., pursuant to a license from Visa U.S.A. Inc.

Chime Workplace offered by Chime. Banking services provided by Chime's bank partners, The Bancorp Bank, N.A. or Stride Bank, N.A.

¹ Optional services and products may have fees or charges, such as outbound instant transfers, out-of-network transactions, and credit products. Learn more at chime.com/feesinfo.

² MyPay at Work™ provided by The Bancorp Bank, N.A. or Stride Bank, N.A.. MyPay at Work services provided by Chime Capital, LLC (NMLS 2316451).

³ Chime Checking Account is required to be eligible for a Savings Account.

⁴ The Annual Percentage Yield ("APY") rates are variable and can change at any time. See here for current Chime APY rates. National APY rates reported by FDIC here.

⁵ On-time payment history may have a positive impact on your credit score. Late payment may negatively impact your credit score. Results may vary.

⁶ Gallup, Inc., 2025 State of the Global Workplace Report, April 2025

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SOURCE Chime Enterprise

Community-Driven Partnership Supports Fans, Athletes, and Lasting Impact Beyond The Game

PORTLAND, Ore., Jan. 27, 2026 /PRNewswire/ -- The Portland Fire announced today that Chime, a leading consumer financial technology company, has been named the team's Official Banking and Credit Partner. As part of the sponsorship, Chime's logo will be featured on the left shoulder of all three editions of the Fire's 2026 jerseys. 

The partnership represents a significant milestone for both the Fire and Chime, uniting one of the most anticipated new franchises in women's professional sports with Chime's expanding national sports portfolio at a moment of unprecedented growth and cultural momentum.

"Chime understands that with the return of the Portland Fire comes a responsibility to honor our history while intentionally building for the future," said Portland Fire Interim President, Clare Hamill. "This partnership is about being part of the foundation as we shape a modern franchise rooted in values, community, and long-term impact."

"Women's sports are setting the pace for what modern fandom and community look like," said Chime Chief Growth Officer, Vineet Mehra. "The Portland Fire embodies that shift. Our partnership isn't about branding – it's about backing the future of the game, showing up for a passionate community, and helping build something that lasts for generations."

As part of the partnership, Chime members will have access to the new Chime Lane, an exclusive VIP entrance at Moda Center, and Chime Club, a premium pregame destination offering exclusive merchandise, curated food and beverage offerings, special guest appearances and more. Together, these experiences are designed to elevate game days at Moda Center, deepen connections to the Fire, and bring Chime's member-first philosophy to life by creating meaningful access and moments that extend beyond the game.

In addition, the Fire and Chime will bring fans closer to the team through a content series that will celebrate Portland's nature, culinary, and lifestyle culture. Chime will also be the presenting partner of gameday Tunnel Walks, offering fans exclusive access to the Fire's gameday fashion moments. 

With a shared focus on community, the Fire and Chime will collaborate throughout the season on initiatives designed to make a lasting difference in Portland – beyond the game itself.    

About the Portland Fire

Portland Fire is one of the Women's National Basketball League's newest franchises, making its official on court debut in 2026. Owned by RAJ Sports – led by Alex Bhathal and Lisa Bhathal Merage – the team is more than a franchise; it's the revival of a movement, honoring the legacy of the original Portland Fire while blazing a bold new path forward. Based in Portland, Oregon, the global epicenter of women's sports, Portland Fire is rooted in the Rose City's enduring resilience, spirit, and passion for sport.  

About Chime

Chime® (Nasdaq: CHYM) is a financial technology company founded on the premise that core banking services should be helpful, easy, and free. We offer a broad range of low-cost banking and payments products that address the most critical financial needs of everyday people. Our member-aligned business model has helped millions of people to unlock financial progress™ . Member deposits are FDIC-insured through The Bancorp Bank, N.A. or Stride Bank, N.A., Members FDIC, up to applicable limits¹.

¹Chime is not FDIC-insured. The Bancorp Bank, N.A. and Stride Bank, N.A. are the FDIC-insured members. Deposit insurance covers the failure of an insured bank. Certain conditions must be satisfied for pass-through deposit insurance coverage to apply. FDIC deposit insurance limit is $250,000 per depositor, per insured bank, per ownership category.

Chime is a financial technology company, not a bank. Banking services provided by The Bancorp Bank, N.A. or Stride Bank, N.A., Members FDIC.

View original content to download multimedia:https://www.prnewswire.com/news-releases/portland-fire-names-chime-as-official-banking-and-credit-partner-chime-to-be-featured-on-fire-jerseys-302671030.html

SOURCE Portland Fire