American Express Company CEDEAR

American Express Company CEDEAR is a depositary receipt representing shares of a leading global payments and services company. Its primary function is to provide Argentine investors local-market access to the economic performance of American Express through a ratioed certificate structure, where each receipt represents a fractional interest in the underlying U.S. equity. The company operates a closed‑loop network spanning card issuing, merchant acquiring, and payment processing, enabling integrated data and economics across consumer, commercial, and international card services, as well as global merchant and network services. Key offerings include charge and credit cards for individuals and businesses, corporate programs, merchant solutions, and a digital platform that supports payments, rewards, and analytics. Within Argentina’s capital market, this CEDEAR facilitates diversification and foreign exposure while trading and settling in local currency, aligning with investor demand for access to established financial services franchises. American Express’s scale, brand, and network position it as a significant player in consumer lending and credit services globally, with operations across the United States, EMEA, APAC, and Latin America and the Caribbean.