Cuscal Limited

Cuscal Limited is an Australian financial services company specializing in payment and regulated data services. As an Authorised Deposit-taking Institution (ADI), Cuscal operates at the core of Australia’s payments infrastructure, providing a suite of products and solutions to enable seamless, secure, and real-time transactions for banks, fintechs, corporates, and other financial service providers. The company’s offerings include real-time payments, card issuing and acquiring, digital and mobile payment solutions, API platforms, and comprehensive financial crime and fraud prevention services. In addition, Cuscal delivers solutions for the Consumer Data Right (CDR) framework, supporting open banking by enabling secure access to consumer data and facilitating compliance for industry participants. By connecting a diverse client base to Australia’s fundamental payments infrastructure and, via subsidiaries, supporting cross-Tasman activities with New Zealand, Cuscal plays a critical role in underpinning transaction flows essential to the financial system’s stability and innovation. Founded in 1977 and headquartered in Sydney, Cuscal’s ongoing evolution responds to the rapidly changing needs of digital finance and data-driven financial ecosystems, making it integral to both established institutions and emerging fintechs in the Australian market.