Southern Banc Company Inc.

Southern Banc Company Inc. is a regional bank holding company headquartered in Gadsden, Alabama. Established in 1936, the company oversees The Southern Bank Company, which serves as its main operating subsidiary. The bank focuses on providing a full suite of consumer and commercial banking services predominantly to customers in northeastern Alabama. Offerings include personal checking and savings accounts, residential and consumer loans, as well as business-focused products such as commercial lending, cash flow management, real estate lending, and equipment financing. Southern Banc Company is considered a community-oriented institution, maintaining deep ties to its local markets and emphasizing responsive customer service. Over its history, the bank has evolved from its origins as a federal savings association to a state-chartered commercial bank, reflecting adaptability to changing regulatory and market conditions. Its market significance lies in supporting economic activity within its regional footprint and ensuring access to tailored financial solutions for individuals, families, and local businesses. As a holding company, it primarily generates returns through the performance and growth of its banking subsidiary.