Sumitomo Mitsui Financial Group, Inc. American Depositary Receipt

Sumitomo Mitsui Financial Group, Inc. American Depositary Receipt is a negotiable financial instrument that represents ownership of shares in Sumitomo Mitsui Financial Group, Inc., one of Japan’s leading diversified financial institutions. The primary function of this ADR is to enable investors outside Japan, particularly in markets using US dollars or euros, to gain exposure to Sumitomo Mitsui Financial Group without directly trading in Japanese markets. Each American Depositary Receipt corresponds to a fraction of a common share in the underlying Japanese company, with a specific conversion ratio designed to facilitate cross-border investment. The group itself is a critical player in the global banking and financial services sector, offering a full range of products including retail and corporate banking, leasing, securities, consumer finance, and wealth management. Through its broad international operations, the company serves corporate, institutional, and retail clients, and it plays a key role in the economic development of both Japan and other regions worldwide. The ADR structure enhances the group's accessibility for international investors, who may also benefit from dividend distributions and streamlined settlement in their local currency. Sumitomo Mitsui Financial Group, Inc. ADR is widely recognized for its role in linking the Japanese financial sector with global capital markets.