Helia Group Limited

Helia Group Limited is a specialty insurance provider focused on lenders mortgage insurance (LMI) primarily within Australia. The company's core function is to facilitate residential mortgage lending by offering insurance that protects lenders in the event a homeowner defaults and the outstanding loan cannot be fully recovered from the property sale. This risk transfer allows financial institutions to manage and distribute the credit risk associated with high loan-to-value ratio residential mortgages, supporting stability and efficiency in lending markets. Established in 1965 and headquartered in North Sydney, Helia has played a prominent role as the first LMI provider in the Australian market, participating actively in policy development alongside regulators and industry groups. The organization has distinguished itself for its significant market presence, serving a broad segment of lenders and enabling thousands of Australians to achieve homeownership each year. Helia Group Limited’s operations underpin the broader financial and property sectors by supporting responsible credit growth, mitigating systemic risk, and strengthening lender balance sheets through risk management solutions.