Equifax Inc.

Equifax Inc. is a global consumer credit reporting agency based in Atlanta, Georgia. It is one of the largest credit bureaus in the world, playing a crucial role in the financial ecosystem by providing credit reports and scores that help lenders make informed decisions. Equifax collects and aggregates information on over 800 million individual consumers and more than 88 million businesses worldwide. This data is used by financial institutions, businesses, and government entities to assess the creditworthiness of prospective borrowers, mitigate risk, and facilitate decision-making processes. In addition to credit reporting, Equifax offers a range of analytical services and specialized solutions in identity verification, fraud prevention, and debt management. Its operations significantly influence the credit market, affecting industries such as banking, automotive financing, and mortgage lending by providing crucial insights that drive lending decisions and consumer interaction. Equifax's comprehensive data analytics capabilities also support businesses in marketing and risk assessment applications, thereby strengthening economic transactions globally.