HDB Financial Services Limited

HDB Financial Services Limited is a prominent non-banking financial company (NBFC) based in India. Incorporated in 2007, the company operates as a subsidiary of HDFC Bank, one of the country’s largest banking institutions. HDB Financial Services primarily focuses on providing a comprehensive range of secured and unsecured loans, serving both individual and business clients. Its product portfolio includes personal loans, business loans, auto loans, gold loans, and more, addressing the diverse financial needs of an aspirational and rapidly growing Indian market. The company is recognized for its robust capitalization and strong creditworthiness, reflected in CARE AAA and CRISIL AAA ratings for long-term obligations, and A1+ for short-term debt instruments. Beyond lending, HDB Financial Services has developed a significant presence in business process outsourcing (BPO), offering back-office processing, document verification, finance and accounting services, as well as front-office solutions like contact center management and collections. With a wide-reaching network spanning over 1,700 branches across 27 states and four union territories, HDB Financial Services plays a critical role in financial inclusion and supports India’s economic development by facilitating access to credit and financial services for underserved and mainstream segments alike.