HDB Financial Services Limited

HDB Financial Services Limited is a prominent non-banking financial company (NBFC) in India, established in 2007 and headquartered in Mumbai. As a subsidiary of HDFC Bank, India’s largest bank by market capitalization, it plays a significant role in providing financial solutions to individuals and businesses across the country. The company’s core offerings include a wide spectrum of secured and unsecured loans such as personal loans, auto loans, business loans, gold loans, and consumer durable financing, as well as mortgage and asset finance. HDB Financial Services also operates a robust business process outsourcing (BPO) segment, delivering both back-office and customer-facing services like forms processing, document verification, contact center management, and collections. With a nationwide footprint encompassing over 1,700 branches in 27 states and four union territories, HDB Financial Services demonstrates strong operational reach and market penetration. It is recognized for its high creditworthiness, consistently receiving top-tier ratings (CARE AAA, CRISIL AAA, A1+) for its long- and short-term debt facilities. As of FY25, the company is among the largest NBFCs in India by assets under management, with a diversified funding base and a reputation for stability and reliability within the financial sector.