Punjab National Bank

Punjab National Bank is an Indian public sector bank that provides a broad spectrum of banking and financial services to retail, corporate, and institutional clients. Headquartered in New Delhi, it operates through key business segments including treasury, corporate and wholesale banking, retail banking, and other banking operations. The bank offers deposit accounts, personal and housing loans, vehicle and education finance, credit cards, and digital banking solutions, alongside services such as trade finance, cash management, and working capital facilities for businesses. Punjab National Bank also distributes third‑party products including insurance and mutual funds, and facilitates government business such as subsidy payments and tax collections. It serves a large customer base across India through an extensive branch and ATM network, complemented by mobile and internet banking platforms like PNB ONE for 24/7 account access and transactions. Internationally, it supports cross-border banking needs through overseas branches and subsidiaries, providing remittances, foreign currency services, and trade-related solutions.