Valley National Bancorp Common Stock

Valley National Bancorp Common Stock represents the ownership interest in Valley National Bancorp, a bank holding company focused on retail and commercial banking. The company operates through commercial banking, consumer banking, and treasury and corporate functions, serving individuals, small and middle-market businesses, and other commercial clients with deposit products, lending, mortgage services, and wealth management solutions. Its commercial banking activities center on commercial and industrial lending as well as commercial real estate financing, while consumer banking includes residential mortgages and other consumer credit products. Valley National Bancorp also provides private banking, insurance, and related financial services through its banking platform. The common stock is used by investors to participate in the company’s operating results and broader role in regional banking and financial intermediation.